Whether you have just been in a car accident or your home has been damaged by fire , first, contact your insurance agent and make a claim. Once you file your claim , the insurance company will assign an insurance adjuster to your case. An adjuster investigates insurance claims and makes settlement recommendations based on your coverage and claim evidence. Your insurance adjuster will need to see the damage in person. Whether it is a car, a single-family house, or an apartment, how long does the adjuster have to respond to the claim? The answer depends on where you live.
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As of January 1, , the minimum entry level amount shall be indexed to the medical component of the consumer price index and shall be adjusted by the fund each year thereafter accordingly. Such fees shall be based on not more than three geographical areas, not necessarily contiguous, with five categories of practice and with categories which contemplate separate risk ratings for hospitals, for health maintenance organizations, for ambulatory surgical facilities, and for other medical facilities. The fund is authorized to adjust the fees of an individual member to reflect the claims experience of such member. Each fiscal year of the fund shall operate independently of preceding fiscal years. Participants shall only be liable for assessments for claims from years during which they were members of the fund; in cases in which a participant is a member of the fund for less than the total fiscal year, a member shall be subject to assessments for that year on a pro rata basis determined by the percentage of participation for the year.
Most insurance claims adjusters are employees of insurance companies, but some are independent consultants who represent claimants. Claims adjusters can specialize in different fields, such as medical, auto, property, or catastrophic claims. This job generally requires the ability to do the following work:. Medical claims adjusters determine if medical insurance policies cover particular procedures, whether the procedures are elective or necessary, and if they are warranted based on medical histories. Auto claims adjusters typically are insurance company employees and assigned to claims when accidents occur.